Today, around 11 a.m., Clara returned home after a four-month business trip. She didn’t call ahead to let her husband or son know she was coming.

“Those two…”
She approached the door and knocked:

“Knock… knock… knock…”
Strangely, no one opened the door even though it was almost 11 a.m. She waited a moment, but didn’t see her husband or son come to answer it.Financial Planning Services